The 2026 storm season has already started. Hail has hit Florida markets since February. Every claim your team mishandles is revenue you've already earned — and will never collect. The gap between what adjusters write and what you're owed has never been more expensive to ignore.
Florida's storm season is the most valuable window a roofing company has all year. But most companies are closing 40–50% of the insurance claims they should be closing at 70–80%.
“Your reps speak contractor language. Adjusters speak insurance language. Nobody taught your team to translate — and that gap is your competitor’s advantage.”
Citizens, Universal, HCI, and every Demotech-rated carrier in Florida evaluates field adjusters on cycle time and closure rates. Speed is their metric. Your settlement is the cost they control.
Most reps don’t know what to say when the scope comes in low. They go back to the homeowner, apologize, and help them sign. That’s not a people problem. That’s a system problem.
Once a homeowner signs that release, your window closes. AOB reform made it even harder to go back. The time to fight for the right scope is before the ink dries — not after.
Roof Truther was started by a former insurance adjuster who spent years on the other side of this process — writing assessments, handling disputes, and closing claims fast. This isn’t theory from someone who read about the industry. This is the system your adjusters use, reversed.
A 90-day, done-with-you implementation. Four phases. One outcome: a documented claim sales system your team runs on every single storm job.
We pull three recent lost or low-settled claims and map exactly where the revenue leaked. You get a written diagnosis before week three begins. No guessing — a specific map of your specific revenue leak.
You leave knowing exactly what’s brokenCustom-built script library for the carriers your team actually deals with — Citizens, Universal, HCI, Slide, and the Demotech-rated carriers that dominate your market. Florida Building Code references, hurricane and hail damage language, and the word-for-word response to the five most common adjuster objections your reps hear every week.
Your team speaks insurance, finallyStep-by-step from first inspection to signed contract. What to document, when to bring in a public adjuster, how to present scope to the homeowner, and how to handle the three most common FL carrier stall tactics. Every decision point mapped.
Every rep follows the same winning pathWeekly 45-minute Zoom calls coaching your team through real active claims. Voxer access for live adjuster situations. Exit deliverable: a fully documented claim sales SOP your reps can follow independently long after the 90 days ends.
The system runs without youOnly 5 Florida companies accepted per quarter.
Available only to graduates of The Insurance Closer program.
Experience without a documented system is the problem, not the solution. Experienced reps develop habits — some good, some that cost you money on every single job. The best reps get even better when their instincts become a repeatable process the whole team follows.
No. There are no modules, no membership portals, no generic content. This is done-with-you coaching built around your real active claims, your specific carriers, and the market conditions your company actually operates in.
All major FL residential carriers including Citizens Property Insurance, Universal Property & Casualty, HCI Group, Slide Insurance, and the Demotech-rated carriers that dominate the Florida market.
We diagnose your claim losses in week one — before the full engagement begins. If we can’t clearly identify recoverable revenue in your current pipeline, we’ll tell you directly before you commit to anything beyond the initial deposit.
Owner or decision-maker involvement is required for the first four weeks. After that, your sales manager can run the weekly calls. The system is built for your team to operate — not for you to be the bottleneck.
Because the work requires real attention to your real deals. Five clients means weekly Zoom calls, Voxer availability, and custom playbook builds that actually reflect your company and your market — not a template.
The core program works through the owner or sales manager. The Elite tier adds one full day on-site at week ten — live training with every rep in the room, adjuster role-play, and a group SOP walk-through. Built for companies with 5+ reps where getting everyone aligned at once is worth more than filtering it through one person. The live day is only available as part of the 90-day program, not as a standalone.
Florida’s insurance market is uniquely complex — Citizens depopulation, Demotech-rated carriers, AOB reform, hurricane documentation requirements. This playbook is built on FL-specific carrier knowledge that doesn’t transfer to other states. National expansion comes after FL case studies are documented.
If you’re watching insurance claims walk out the door every month and you’re ready to stop guessing and start closing — apply below. Every application gets a personal response within 48 hours.
Apply for The Insurance Closer →No sales call required to apply. 48-hour response guarantee.